:root{--primary: #0052cc;--primary-dark: #0747a6;--secondary: #00875a;--accent: #ffab00;--text: #172b4d;--text-light: #6b778c;--bg-light: #f4f5f7;--white: #ffffff;--error: #de350b;--radius-sm: 8px;--radius-md: 16px;--radius-lg: 24px;--shadow: 0 4px 20px rgba(0, 0, 0, .08);--shadow-lg: 0 10px 30px rgba(0, 0, 0, .12);--glass: rgba(255, 255, 255, .8);--transition: all .3s cubic-bezier(.4, 0, .2, 1)}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Outfit,sans-serif;color:var(--text);background-color:var(--white);line-height:1.6;overflow-x:hidden}h1,h2,h3,h4{font-weight:700;line-height:1.2}a{text-decoration:none;color:inherit;transition:var(--transition)}button{font-family:Outfit,sans-serif;cursor:pointer;border:none;outline:none;transition:var(--transition)}.container{max-width:1200px;margin:0 auto;padding:0 20px;width:100%}.glass-card{background:var(--glass);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.3);box-shadow:var(--shadow);border-radius:var(--radius-md)}.btn-primary{background:var(--primary);color:var(--white);padding:14px 28px;border-radius:var(--radius-sm);font-weight:600;font-size:1.1rem;display:inline-flex;align-items:center;gap:8px}.btn-primary:hover{background:var(--primary-dark);transform:translateY(-2px);box-shadow:0 4px 12px #0052cc4d}.section-padding{padding:100px 0}.text-center{text-align:center}.nav-sticky{position:sticky;top:0;background:var(--white);padding:15px 0;box-shadow:0 2px 10px #0000000d;z-index:1000}.nav-content{display:flex;justify-content:space-between;align-items:center}.logo{display:flex;align-items:center}.nav-actions{display:flex;align-items:center;gap:24px}.nav-mobile-toggle{display:none}.desktop-only{display:inline-flex}.nav-phone{display:flex;align-items:center;gap:8px;font-weight:600;color:var(--primary)}.hero{padding:80px 0;background:linear-gradient(135deg,#f0f7ff 0%,#ffffff 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}.hero h1{font-size:3.5rem;margin-bottom:24px;color:var(--text)}.hero h1 span{color:var(--primary)}.hero-sub{font-size:1.25rem;color:var(--text-light);margin-bottom:40px}.hero-form-box{display:flex;padding:10px;background:var(--white);border-radius:var(--radius-sm);box-shadow:var(--shadow-lg);margin-bottom:30px}.hero-form-box input{flex:1;border:none;padding:15px 20px;font-size:1.1rem;outline:none}.hero-trust{display:flex;gap:20px}.trust-item{display:flex;align-items:center;gap:6px;font-size:.9rem;font-weight:500;color:var(--secondary)}.hero-image{position:relative}.image-placeholder{width:100%;aspect-ratio:1;background:#e1e9f4;border-radius:var(--radius-lg);position:relative;overflow:hidden}.image-placeholder:after{content:"Visual Asset";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:#a0aec0;font-weight:600}.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:50px}.benefit-card{padding:40px;text-align:center;transition:var(--transition)}.benefit-card:hover{transform:translateY(-10px)}.icon-box{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px}.icon-box.primary{background:#e6effc;color:var(--primary)}.icon-box.secondary{background:#e6fcf5;color:var(--secondary)}.icon-box.accent{background:#fffcf0;color:var(--accent)}.steps-wrapper{display:flex;justify-content:space-between;align-items:flex-start;margin-top:60px;position:relative}.step{flex:1;max-width:250px}.step-num{font-size:3rem;font-weight:800;color:var(--primary);opacity:.2;margin-bottom:-20px}.step-divider{flex:.5;height:2px;background:#e2e8f0;margin-top:30px}.bg-dark{background:#172b4d;color:var(--white)}.qualify-content{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.qualify-header h2{font-size:2.5rem;margin-bottom:20px}.qualify-header p{font-size:1.2rem;opacity:.8}.multi-step-form{background:var(--white);color:var(--text);padding:50px;width:100%}.form-steps-indicator{display:flex;align-items:center;justify-content:space-between;margin-bottom:40px}.step-dot{width:36px;height:36px;border-radius:50%;background:#edf2f7;display:flex;align-items:center;justify-content:center;font-weight:700;color:#718096}.step-dot.active{background:var(--primary);color:var(--white)}.step-line{flex:1;height:4px;background:#edf2f7;margin:0 10px}.step-line.active{background:var(--primary)}.form-group{margin-bottom:24px}.form-group label{display:block;margin-bottom:8px;font-weight:600}.form-group input{width:100%;padding:14px 18px;border:2px solid #e2e8f0;border-radius:var(--radius-sm);font-size:1rem;outline:none;transition:var(--transition)}.form-group input:focus{border-color:var(--primary)}.form-btns{display:flex;gap:15px;margin-top:30px}.btn-secondary{background:#f7fafc;color:var(--text);padding:14px 28px;border-radius:var(--radius-sm);font-weight:600}.full-width{width:100%;justify-content:center;margin-bottom:15px}.tcpa-box{display:flex;gap:12px;margin:24px 0;font-size:.85rem;color:var(--text-light)}.tcpa-box input{width:20px;height:20px;margin-top:2px}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:60px}.faq-item h4{font-size:1.25rem;margin-bottom:12px;color:var(--primary)}.footer{background:#091e42;color:var(--white);padding:80px 0 40px}.footer-top{margin-bottom:60px}.footer-info{max-width:400px}.logo.white{color:var(--white);margin-bottom:20px}.footer-legal{border-top:1px solid rgba(255,255,255,.1);padding-top:40px}.tcpa-text{font-size:.8rem;opacity:.6;line-height:1.8;margin-bottom:40px}.footer-bottom{display:flex;justify-content:space-between;font-size:.9rem;opacity:.8}.footer-links{display:flex;gap:24px}.hero-img-main{width:100%;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.hero-floating-card{position:absolute;bottom:20px;left:-20px;padding:15px 25px;display:flex;align-items:center;gap:15px}.hero-floating-card strong{display:block;font-size:1.1rem}.hero-floating-card span{font-size:.9rem;color:var(--text-light)}.testimonials-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:50px}.testimonial-card{padding:40px}.testimonial-card p{font-size:1.1rem;font-style:italic;margin-bottom:24px}.testimonial-user{display:flex;align-items:center;gap:15px}.testimonial-user img{width:50px;height:50px;border-radius:50%;object-fit:cover}.testimonial-user strong{display:block}.testimonial-user span{font-size:.85rem;color:var(--text-light)}.nav-menu{display:flex;gap:30px}.nav-link{font-weight:500;color:var(--text-light);font-size:.95rem}.nav-link:hover{color:var(--primary)}.coverage-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:40px}.coverage-item{display:flex;align-items:center;gap:12px;padding:15px 20px;background:var(--white);border-radius:var(--radius-sm);box-shadow:0 2px 8px #0000000a;font-weight:500}.coverage-item .secondary{color:var(--secondary)}.availability-section{background:#f0f7ff;border-top:1px solid #e1e9f4;border-bottom:1px solid #e1e9f4}.map-badge{display:inline-block;background:#e6effc;color:var(--primary);padding:6px 16px;border-radius:30px;font-weight:700;font-size:.85rem;margin-bottom:15px}.carriers-ticker{margin-top:40px;font-size:1.1rem;font-weight:600;color:var(--text-light);opacity:.7}.carriers-ticker span{padding:0 15px}.agent-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}.agent-image img{width:100%;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.badge.secondary{background:#e6fcf5;color:var(--secondary);display:inline-block;padding:6px 16px;border-radius:30px;font-weight:700;font-size:.85rem;margin-bottom:15px}.agent-features{list-style:none;margin:30px 0}.agent-features li{display:flex;align-items:center;gap:10px;margin-bottom:15px;font-weight:500}.agent-features li svg{color:var(--secondary)}.bottom-cta{background:var(--primary);color:var(--white);padding:100px 0}.bottom-cta h2{font-size:2.8rem;margin-bottom:20px}.bottom-cta p{font-size:1.3rem;opacity:.9;margin-bottom:40px}.cta-btns{display:flex;justify-content:center;gap:20px;margin-bottom:30px}.btn-primary.lg{padding:18px 40px;font-size:1.2rem;background:var(--white);color:var(--primary)}.btn-primary.lg:hover{background:#f7fafc}.btn-outline.white{border:2px solid var(--white);padding:18px 40px;font-size:1.2rem;border-radius:var(--radius-sm);color:var(--white);display:inline-flex;align-items:center;gap:10px;font-weight:600}.cta-trust{font-size:.9rem;opacity:.8}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.5fr;gap:40px;margin-bottom:60px}.footer-brand p{margin-top:15px;opacity:.7;font-size:.95rem}.footer-links-col h4,.footer-contact h4{margin-bottom:25px;font-size:1.1rem}.footer-links-col a{display:block;margin-bottom:12px;opacity:.7;font-size:.95rem}.footer-links-col a:hover{opacity:1;padding-left:5px}.footer-phone{display:flex;align-items:center;gap:10px;font-size:1.4rem;font-weight:700;color:var(--white);margin-bottom:15px}.footer-contact p{opacity:.6;font-size:.9rem}.tcpa-disclosure{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);padding:30px;margin-bottom:40px}.tcpa-disclosure h4{margin-bottom:15px;color:var(--accent)}.tcpa-disclosure p{font-size:.8rem;opacity:.6;line-height:1.8}@media (max-width: 992px){.desktop-only{display:none}.nav-menu{display:flex;position:fixed;top:70px;left:0;width:100%;height:0;background:var(--white);flex-direction:column;padding:0;overflow:hidden;transition:var(--transition);border-bottom:1px solid #e1e9f4;z-index:999}.nav-menu.open{height:auto;padding:40px 20px}.nav-link{font-size:1.2rem;padding:15px 0;border-bottom:1px solid #f1f5f9}.nav-mobile-toggle{display:block;background:none;border:none;color:var(--text);padding:8px}.nav-actions{display:flex!important;gap:12px;align-items:center;flex-direction:row!important;flex-shrink:0}.nav-phone span{display:none}.nav-phone{background:#e6effc;padding:10px;border-radius:50%}.hero h1{font-size:2.2rem}.hero-grid{grid-template-columns:1fr;gap:40px}.hero-form-box{flex-direction:column;padding:20px;gap:15px;background:var(--white);box-shadow:var(--shadow-lg)}.hero-form-box input{width:100%;border-bottom:2px solid #e2e8f0;text-align:center}.hero-form-box button{width:100%}.qualify-content{grid-template-columns:1fr;gap:40px}.benefits-grid,.faq-grid,.testimonials-grid{grid-template-columns:1fr}.steps-wrapper{flex-direction:column;align-items:center;gap:30px}.step-divider{display:none}.agent-grid{grid-template-columns:1fr;gap:40px}.bottom-cta h2{font-size:1.8rem}.cta-btns{flex-direction:column;align-items:stretch;width:100%}.footer-grid{grid-template-columns:1fr;gap:30px}}@media (max-width: 480px){.hero h1{font-size:1.8rem}.section-padding{padding:60px 0}.multi-step-form{padding:30px 20px}.logo-text-inner{font-size:16px!important}.nav-actions{gap:4px}}.legal-page{padding:120px 0 80px;background:var(--bg-light);min-height:100vh}.back-link{display:inline-flex;align-items:center;gap:8px;color:var(--primary);text-decoration:none;font-weight:600;margin-bottom:30px;transition:var(--transition)}.back-link:hover{transform:translate(-5px)}.legal-content{padding:60px;max-width:900px;margin:0 auto}.legal-content h1{margin-bottom:10px;font-size:2.5rem}.last-updated{color:var(--text-light);font-size:.9rem;margin-bottom:40px;border-bottom:1px solid #e2e8f0;padding-bottom:20px}.legal-content section{margin-bottom:40px}.legal-content h2{margin-bottom:20px;font-size:1.5rem;color:var(--primary)}.legal-content p,.legal-content li{line-height:1.8;color:var(--text);margin-bottom:15px}.legal-content ul{padding-left:20px;margin-bottom:20px}@media (max-width: 768px){.legal-content{padding:30px 20px}.legal-content h1{font-size:2rem}}